4674 Pembrook Pl #J-101OrlandoFL32811
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.45% yield at 4674 Pembrook Pl #J-101, Orlando, FL, 32811 in Orlando is solid, but the $1,021/mo payment compresses net cash flow to $92/mo at $227,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $62,716 by year five, and $2,091/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.57) without U.S. income documentation. Total projected return: $92,421.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.1% |
| Monthly Cash Flow | $92 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,598 |
| Total Monthly Debt Service | $1,416 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1989
5,665 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32811, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,791 (100%) |
| Owner Occupied HU | 4,617 (29.2%) |
| Renter Occupied HU | 10,024 (63.5%) |
| Vacant Housing Units | 1,150 ( 7.3%) |
| Median Home Value | $189,173 |
| Average Home Value | $279,721 |
Housing Distribution
Address Breakdown
Residential
15,953
Single Family
7,858
Multi-Family
8,095
Businesses
1,035
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1989
5,665 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32811, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,791 (100%) |
| Owner Occupied HU | 4,617 (29.2%) |
| Renter Occupied HU | 10,024 (63.5%) |
| Vacant Housing Units | 1,150 ( 7.3%) |
| Median Home Value | $189,173 |
| Average Home Value | $279,721 |
Housing Distribution
Address Breakdown
Residential
15,953
Single Family
7,858
Multi-Family
8,095
Businesses
1,035
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices