4673 N Cross Over Dr #562BellaireMI49615
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4673 N Cross Over Dr #562, Bellaire, MI, 49615 in Bellaire carries a 1.82 coverage ratio, rent of $2,044/mo is 1.82 times the $1,124/mo payment. Rental yield 9.81%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $249,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $69,043; total projected cumulative return: $120,725.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $(639) | $800 |
City averages based on Bellaire market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,044 |
| Total Monthly Debt Service | $1,549 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices