4663 Bluffs Hill Ct #V2-cSebringFL33870
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 4663 Bluffs Hill Ct #V2-c, Sebring, FL, 33870 in Sebring achieves a 1.87 ratio at $219,900: $1,848/mo rent versus $989/mo debt service. Rental yield 10.08%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 10.08% yield compounds alongside 5% annual appreciation projecting $60,754 in value. Total projected cumulative return: $108,881.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $(349) | $250 |
City averages based on Sebring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,848 |
| Total Monthly Debt Service | $1,372 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33870, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,358 (100%) |
| Owner Occupied HU | 7,793 (54.3%) |
| Renter Occupied HU | 3,433 (23.9%) |
| Vacant Housing Units | 3,132 (21.8%) |
| Median Home Value | $166,009 |
| Average Home Value | $206,210 |
Housing Distribution
Address Breakdown
Residential
12,659
Single Family
11,355
Multi-Family
1,304
Businesses
1,365
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33870, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,358 (100%) |
| Owner Occupied HU | 7,793 (54.3%) |
| Renter Occupied HU | 3,433 (23.9%) |
| Vacant Housing Units | 3,132 (21.8%) |
| Median Home Value | $166,009 |
| Average Home Value | $206,210 |
Housing Distribution
Address Breakdown
Residential
12,659
Single Family
11,355
Multi-Family
1,304
Businesses
1,365
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices