466 W 45th StShadysideOH43947
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder466 W 45th St, Shadyside, OH, 43947 in Shadyside carries a 1.54 coverage ratio, rent of $1,074/mo is 1.54 times the $697/mo payment. Rental yield 7.81%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $155,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $42,824; total projected cumulative return: $62,586.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $(11) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,074 |
| Total Monthly Debt Service | $958 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43947, Shadyside, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,474 (100%) |
| Owner Occupied HU | 1,586 (64.1%) |
| Renter Occupied HU | 576 (23.3%) |
| Vacant Housing Units | 312 (12.6%) |
| Median Home Value | $153,739 |
| Average Home Value | $185,777 |
Housing Distribution
Address Breakdown
Residential
2,409
Single Family
2,281
Multi-Family
128
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43947, Shadyside, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,474 (100%) |
| Owner Occupied HU | 1,586 (64.1%) |
| Renter Occupied HU | 576 (23.3%) |
| Vacant Housing Units | 312 (12.6%) |
| Median Home Value | $153,739 |
| Average Home Value | $185,777 |
Housing Distribution
Address Breakdown
Residential
2,409
Single Family
2,281
Multi-Family
128
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices