4658 9th St NE, Saint Cloud, MN, 56304 | $820/mo Cash Flow

For Sale

Listed for sale 4 days ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Cloud at 4658 9th St NE, Saint Cloud, MN, 56304 offers a 9.96% rental yield on a $399,000 purchase with $3,312/mo rent. Total monthly income registers $3,312/mo, and a $1,953/mo payment leaves $820/mo available for distribution. Annual cash flow reaches $9,844/yr on $132,269 to close, and return on cash invested stands at 27.35% in year one. Equity gained on principal adds $2,575/yr while 5% annual appreciation supports $110,236 over five years. Portfolio math shows five-year ROI at 142.85% and total cumulative return in cash at $188,942. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,312/mo property income against a $1,953/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

0.38 Acres lot

$N/A/sqft

No HOA