46486 Hilton Ridge DrLexington ParkMD20653
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 46486 Hilton Ridge Dr, Lexington Park, MD, 20653 in Lexington Park earns a 9.1% gross yield at $540,000. Rent of $4,097/mo nets $713/mo after the $2,428/mo mortgage. The 1.69 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $149,192 and $4,973/yr in equity accumulation project a total cumulative return of $252,370.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $713 | $300 |
City averages based on Lexington Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,097 |
| Total Monthly Debt Service | $3,144 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
2.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20653, Lexington Park, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,715 (100%) |
| Owner Occupied HU | 5,409 (50.5%) |
| Renter Occupied HU | 4,566 (42.6%) |
| Vacant Housing Units | 740 ( 6.9%) |
| Median Home Value | $362,863 |
| Average Home Value | $400,916 |
Housing Distribution
Address Breakdown
Residential
10,063
Single Family
9,170
Multi-Family
893
Businesses
645
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
2.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20653, Lexington Park, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,715 (100%) |
| Owner Occupied HU | 5,409 (50.5%) |
| Renter Occupied HU | 4,566 (42.6%) |
| Vacant Housing Units | 740 ( 6.9%) |
| Median Home Value | $362,863 |
| Average Home Value | $400,916 |
Housing Distribution
Address Breakdown
Residential
10,063
Single Family
9,170
Multi-Family
893
Businesses
645
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kaitlyn Boas • Infinitas Realty Group
Mls Name: Bright MLS
Mls ID: #MDSM2028728