4648 Pope AveSaint LouisMO63115
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 4648 Pope Ave, Saint Louis, MO, 63115 in Saint Louis worth modelling. At $199,000 with a 8.51% gross yield, the $1,411/mo rent leaves $172/mo after the $895/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.58 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $54,980 by year five; $1,833/yr in principal reduction adds further equity. Total projected return: $86,526.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.8% |
| Monthly Cash Flow | $172 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,411 |
| Total Monthly Debt Service | $1,160 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1917
7,204 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63115, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,917 (100%) |
| Owner Occupied HU | 3,334 (33.6%) |
| Renter Occupied HU | 3,525 (35.5%) |
| Vacant Housing Units | 3,058 (30.8%) |
| Median Home Value | $74,599 |
| Average Home Value | $170,037 |
Housing Distribution
Address Breakdown
Residential
7,287
Single Family
6,865
Multi-Family
422
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1917
7,204 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63115, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,917 (100%) |
| Owner Occupied HU | 3,334 (33.6%) |
| Renter Occupied HU | 3,525 (35.5%) |
| Vacant Housing Units | 3,058 (30.8%) |
| Median Home Value | $74,599 |
| Average Home Value | $170,037 |
Housing Distribution
Address Breakdown
Residential
7,287
Single Family
6,865
Multi-Family
422
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Alexander • Berkshire Hathaway HomeServices Select Properties
Mls Name: MARIS
Mls ID: #25075626