4647 County Rd FFOrlandCA95963
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4647 County Rd FF, Orland, CA, 95963 in Orland worth study. Rental yield 5.33%. The 5.33% gross yield is below cash-flow benchmarks at $650,000, but 5% annual appreciation, adding $179,583 over five years, frames this as a capital growth position. Rent of $2,887/mo partially offsets the $2,923/mo payment. Ziffy Mortgage finances appreciation-play properties (0.99 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $164,867.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.0% |
| Monthly Cash Flow | $(1,278) | $1,000 |
City averages based on Orland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,887 |
| Total Monthly Debt Service | $3,906 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
19.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95963, Orland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,336 (100%) |
| Owner Occupied HU | 3,864 (61.0%) |
| Renter Occupied HU | 2,104 (33.2%) |
| Vacant Housing Units | 368 ( 5.8%) |
| Median Home Value | $410,399 |
| Average Home Value | $507,132 |
Housing Distribution
Address Breakdown
Residential
5,973
Single Family
5,639
Multi-Family
334
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
19.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95963, Orland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,336 (100%) |
| Owner Occupied HU | 3,864 (61.0%) |
| Renter Occupied HU | 2,104 (33.2%) |
| Vacant Housing Units | 368 ( 5.8%) |
| Median Home Value | $410,399 |
| Average Home Value | $507,132 |
Housing Distribution
Address Breakdown
Residential
5,973
Single Family
5,639
Multi-Family
334
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacy Baxter • Magnolia Homes
Mls Name: SMLS
Mls Provider:
Mls ID: #25-2058
Disclaimer: Copyright Shasta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.