4640 W 157th StClevelandOH44135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4640 W 157th St, Cleveland, OH, 44135 in Cleveland speaks for itself: 11.81% gross on a $200,000 price, generating $1,968/mo in rent and $652/mo in net income after the $899/mo debt service. DSCR 2.19, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,829 stacks alongside $55,256 in projected five-year appreciation and $1,842/yr in principal reduction. Projected total cumulative return: $118,211.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 8.5% |
| Monthly Cash Flow | $652 | $450 |
City averages based on Cleveland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,968 |
| Total Monthly Debt Service | $1,236 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
9,962 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44135, Cleveland, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,900 (100%) |
| Owner Occupied HU | 6,818 (57.3%) |
| Renter Occupied HU | 4,179 (35.1%) |
| Vacant Housing Units | 903 ( 7.6%) |
| Median Home Value | $144,807 |
| Average Home Value | $191,083 |
Housing Distribution
Address Breakdown
Residential
11,788
Single Family
10,560
Multi-Family
1,228
Businesses
758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
9,962 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44135, Cleveland, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,900 (100%) |
| Owner Occupied HU | 6,818 (57.3%) |
| Renter Occupied HU | 4,179 (35.1%) |
| Vacant Housing Units | 903 ( 7.6%) |
| Median Home Value | $144,807 |
| Average Home Value | $191,083 |
Housing Distribution
Address Breakdown
Residential
11,788
Single Family
10,560
Multi-Family
1,228
Businesses
758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices