4638 W Mena Creek Xing, White Cloud, MI, 49349 | 7.91% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in White Cloud at 4638 W Mena Creek Xing, White Cloud, MI, 49349 offers $2,010/mo rent that, after a $1,493/mo payment. Total monthly income is $2,010/mo. Return on cash invested measures 19.89% in year one, and rental yield stands at 7.91% at a $305,000 entry. Equity gained on principal adds $1,968/yr while 5% annual appreciation compounds into $84,266 by year five. Five-year ROI records 103.3% and total cumulative return in cash reaches $104,446. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,010/mo property income versus a $1,493/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Manufactured

Built in 1991

32.68 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49349, White Cloud, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,334 (100%)
Owner Occupied HU	2,768 (63.9%)
Renter Occupied HU	512 (11.8%)
Vacant Housing Units	1,054 (24.3%)
Median Home Value	$179,401
Average Home Value	$243,816