4632 Richlie StMissoulaMT59808








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Missoula at 4632 Richlie St, Missoula, MT, 59808 offers a 9.31% rental yield on a $126,000 purchase with $978/mo rent. Total monthly income registers $978/mo, and a $617/mo payment leaves $241/mo available for distribution. Annual cash flow reaches $2,896/yr on $41,769 to close, and return on cash invested stands at 26.84% in year one. Equity gained on principal adds $813/yr while 5% annual appreciation supports $34,811 over five years. Portfolio math shows five-year ROI at 139.64% and total cumulative return in cash at $58,327. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $978/mo property income against a $617/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Manufactured
Built in 1995
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59808, Missoula, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,491 (100%) |
| Owner Occupied HU | 6,232 (54.2%) |
| Renter Occupied HU | 4,078 (35.5%) |
| Vacant Housing Units | 1,181 (10.3%) |
| Median Home Value | $502,727 |
| Average Home Value | $564,656 |
Housing Distribution
Address Breakdown
Residential
10,849
Single Family
9,815
Multi-Family
1,034
Businesses
1,346
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Listed by: Jamie Merifield • Berkshire Hathaway HomeServices - Missoula
Mls Name: MRMLS
Mls Provider:
Mls ID: #30038962
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.






