4631 Saddle Ridge Dr SEOwens Cross RoadsAL35763
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Owens Cross Roads at 4631 Saddle Ridge Dr SE, Owens Cross Roads, AL, 35763 listed at $100,000 pairs $793/mo rent with a $489/mo payment to leave $229/mo cash flow. Total monthly income runs $793/mo, and annual cash flow reaches $2,748/yr on $33,150 cash to close. Return on cash invested measures 28.2% in year one, and rental yield registers 9.52% at a $100,000 basis. Equity gained on principal adds $645/yr, and annual property appreciation at 5% supports $27,628 by year five. Five-year ROI tracks 146.55% and total cumulative return in cash totals $48,580. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $793/mo property income relative to a $489/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in N/A
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35763, Owens Cross Roads, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,206 (100%) |
| Owner Occupied HU | 7,738 (84.1%) |
| Renter Occupied HU | 1,165 (12.7%) |
| Vacant Housing Units | 303 ( 3.3%) |
| Median Home Value | $436,995 |
| Average Home Value | $478,066 |
Housing Distribution
Address Breakdown
Residential
9,173
Single Family
9,173
Multi-Family
0
Businesses
322
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Listed by: Linda Ann Green • Keller Williams Huntsville
Mls Name: REALSTACK
Mls ID: #1789719