46220 Walpole TerSterlingVA20165
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 46220 Walpole Ter, Sterling, VA, 20165 in Sterling earns a 7.62% gross yield at $585,000. Rent of $3,716/mo nets $219/mo after the $2,631/mo mortgage. The 1.41 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $161,625 and $5,388/yr in equity accumulation project a total cumulative return of $235,383.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $219 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,716 |
| Total Monthly Debt Service | $3,264 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2001
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20165, Sterling, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,123 (100%) |
| Owner Occupied HU | 9,532 (78.6%) |
| Renter Occupied HU | 2,401 (19.8%) |
| Vacant Housing Units | 190 ( 1.6%) |
| Median Home Value | $722,229 |
| Average Home Value | $796,157 |
Housing Distribution
Address Breakdown
Residential
11,927
Single Family
10,180
Multi-Family
1,747
Businesses
694
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2001
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20165, Sterling, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,123 (100%) |
| Owner Occupied HU | 9,532 (78.6%) |
| Renter Occupied HU | 2,401 (19.8%) |
| Vacant Housing Units | 190 ( 1.6%) |
| Median Home Value | $722,229 |
| Average Home Value | $796,157 |
Housing Distribution
Address Breakdown
Residential
11,927
Single Family
10,180
Multi-Family
1,747
Businesses
694
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices