4619 Ida SpringSan AntonioTX78222
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4619 Ida Spring, San Antonio, TX, 78222 in San Antonio at $174,500 earns $1,339/mo in rent and nets $98/mo after the $785/mo payment, a 9.21% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $48,211 over five years. Ziffy Mortgage underwrites this on a 1.71 DSCR without U.S. credit history. With $1,607/yr in principal paydown, total projected return reaches $73,213.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.8% |
| Monthly Cash Flow | $98 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,339 |
| Total Monthly Debt Service | $1,171 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
5,009 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78222, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,456 (100%) |
| Owner Occupied HU | 6,594 (69.7%) |
| Renter Occupied HU | 2,278 (24.1%) |
| Vacant Housing Units | 584 ( 6.2%) |
| Median Home Value | $240,405 |
| Average Home Value | $264,732 |
Housing Distribution
Address Breakdown
Residential
10,045
Single Family
8,655
Multi-Family
1,390
Businesses
388
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
5,009 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78222, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,456 (100%) |
| Owner Occupied HU | 6,594 (69.7%) |
| Renter Occupied HU | 2,278 (24.1%) |
| Vacant Housing Units | 584 ( 6.2%) |
| Median Home Value | $240,405 |
| Average Home Value | $264,732 |
Housing Distribution
Address Breakdown
Residential
10,045
Single Family
8,655
Multi-Family
1,390
Businesses
388
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sergio Martinez • Prestige Homes of Texas
Mls Name: LERA MLS
Mls ID: #1916232