4613 Whitham Ln, Indianapolis, IN, 46237 | $807/mo Cash Flow

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4613 Whitham Ln, Indianapolis, IN, 46237 | $807/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Indianapolis at 4613 Whitham Ln, Indianapolis, IN, 46237 offers a 10.57% rental yield on a $287,500 purchase with $2,533/mo rent. Total monthly income registers $2,533/mo, and a $1,407/mo payment leaves $807/mo available for distribution. Annual cash flow reaches $9,688/yr on $95,306 to close, and return on cash invested stands at 30.07% in year one. Equity gained on principal adds $1,855/yr while 5% annual appreciation supports $79,431 over five years. Portfolio math shows five-year ROI at 157.13% and total cumulative return in cash at $149,759. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,533/mo property income against a $1,407/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2003

7,840 sqft lot

$N/A/sqft

No HOA

More details about the property

Check out this 4 bedrooms, 2.5 bath home spans across the 2,180 SqFt of thoughtfully designed living space. Step inside and be greeted by newly installed vinyl planks that flow seamlessly through large living room, family room and kitchen. Venture upstairs to discover newly installed carpet throughout the second floor. All bedrooms have walk-in closets, The master bedroom features a double sink and a luxurious shower tub, ensuring a spa-like experience right at home. Step outside to discover a large backyard complete with a wood deck, and custom made shed, ideal for outdoor activities and gatherings. Additionally, the roof is only 2 years old. The property is located close to restaurants and shopping centers; this home offers the best of both worlds: tranquility and accessibility. Don't miss out on the opportunity to make this beautiful home your own!

Neighborhood Data

Neighborhood data shown for ZIP Code: 46237, Indianapolis, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,819 (100%)
Owner Occupied HU	11,929 (66.9%)
Renter Occupied HU	5,146 (28.9%)
Vacant Housing Units	744 ( 4.2%)
Median Home Value	$265,823
Average Home Value	$289,079