4612 Greenwood Heights DrKneelandCA95549
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4612 Greenwood Heights Dr, Kneeland, CA, 95549 in Kneeland worth study. Rental yield 4.81%. The 4.81% gross yield is below cash-flow benchmarks at $549,000, but 5% annual appreciation, adding $151,679 over five years, frames this as a capital growth position. Rent of $2,202/mo partially offsets the $2,469/mo payment. Ziffy Mortgage finances appreciation-play properties (0.89 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $131,293.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.0% |
| Monthly Cash Flow | $(1,194) | $1,200 |
City averages based on Kneeland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,202 |
| Total Monthly Debt Service | $3,178 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95549, Kneeland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 417 (100%) |
| Owner Occupied HU | 284 (68.1%) |
| Renter Occupied HU | 92 (22.1%) |
| Vacant Housing Units | 41 ( 9.8%) |
| Median Home Value | $652,318 |
| Average Home Value | $688,345 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
353
Multi-Family
1
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95549, Kneeland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 417 (100%) |
| Owner Occupied HU | 284 (68.1%) |
| Renter Occupied HU | 92 (22.1%) |
| Vacant Housing Units | 41 ( 9.8%) |
| Median Home Value | $652,318 |
| Average Home Value | $688,345 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
353
Multi-Family
1
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: HBMLS
Mls ID: #271686