4610 Stone Mont DrBrownsboroAL35741
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4610 Stone Mont Dr, Brownsboro, AL, 35741 in Brownsboro is a top-tier cash-flow asset. At $160,000 it produces $4,009/mo in rent and $3,043/mo in net monthly income, a 30.07% gross rental yield. The DSCR of 5.58 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $36,521. Five-year appreciation adds $44,205, driving a total cumulative return of $256,456.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 30.1% | 6.0% |
| Monthly Cash Flow | $3,043 | $800 |
City averages based on Brownsboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,009 |
| Total Monthly Debt Service | $902 |
| DSCR Ratio | 4.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 1969
25.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35741, Brownsboro, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,957 (100%) |
| Owner Occupied HU | 1,476 (75.4%) |
| Renter Occupied HU | 389 (19.9%) |
| Vacant Housing Units | 92 ( 4.7%) |
| Median Home Value | $396,084 |
| Average Home Value | $466,258 |
Housing Distribution
Address Breakdown
Residential
1,746
Single Family
1,374
Multi-Family
372
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 1969
25.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35741, Brownsboro, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,957 (100%) |
| Owner Occupied HU | 1,476 (75.4%) |
| Renter Occupied HU | 389 (19.9%) |
| Vacant Housing Units | 92 ( 4.7%) |
| Median Home Value | $396,084 |
| Average Home Value | $466,258 |
Housing Distribution
Address Breakdown
Residential
1,746
Single Family
1,374
Multi-Family
372
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A