4610 Leonis StCommerceCA90040
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing4610 Leonis St, Commerce, CA, 90040 in Commerce is a stable, well-positioned rental at $499,999. Rental yield 6.23%. DSCR 1.15 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $138,141 in value and $4,605/yr in principal paydown builds equity, a total projected return of $157,659.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 5.4% |
| Monthly Cash Flow | $(497) | $1,500 |
City averages based on Commerce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,596 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
1,554 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90040, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,636 (100%) |
| Owner Occupied HU | 1,673 (46.0%) |
| Renter Occupied HU | 1,897 (52.2%) |
| Vacant Housing Units | 66 ( 1.8%) |
| Median Home Value | $636,377 |
| Average Home Value | $634,873 |
Housing Distribution
Address Breakdown
Residential
3,448
Single Family
2,823
Multi-Family
625
Businesses
1,572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
1,554 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90040, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,636 (100%) |
| Owner Occupied HU | 1,673 (46.0%) |
| Renter Occupied HU | 1,897 (52.2%) |
| Vacant Housing Units | 66 ( 1.8%) |
| Median Home Value | $636,377 |
| Average Home Value | $634,873 |
Housing Distribution
Address Breakdown
Residential
3,448
Single Family
2,823
Multi-Family
625
Businesses
1,572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angel Navar • Century 21 A Better Service
Mls Name: CRMLS
Mls ID: #DW26000451