461 Beaver Creek LnMetaline FallsWA99153
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $339,500, 461 Beaver Creek Ln, Metaline Falls, WA, 99153 in Metaline Falls generates $2,216/mo in rent (7.83% yield) but nets only $176/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.45) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $93,798. Total projected return: $139,731.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $176 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,216 |
| Total Monthly Debt Service | $1,906 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99153, Metaline Falls, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 391 (100%) |
| Owner Occupied HU | 201 (51.4%) |
| Renter Occupied HU | 91 (23.3%) |
| Vacant Housing Units | 99 (25.3%) |
| Median Home Value | $277,174 |
| Average Home Value | $364,652 |
Housing Distribution
Address Breakdown
Residential
31
Single Family
31
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99153, Metaline Falls, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 391 (100%) |
| Owner Occupied HU | 201 (51.4%) |
| Renter Occupied HU | 91 (23.3%) |
| Vacant Housing Units | 99 (25.3%) |
| Median Home Value | $277,174 |
| Average Home Value | $364,652 |
Housing Distribution
Address Breakdown
Residential
31
Single Family
31
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pollianna Dickinson-Jones • EXIT Real Estate Professionals
Mls Name: SMLS
Mls ID: #202610226