46091 Highway 445RobertLA70455
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.57 makes 46091 Highway 445, Robert, LA, 70455 in Robert one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.47%. The 8.47% yield, 5% annual appreciation ($38,679 over five years), and $1,289/yr in principal reduction project a total cumulative return of $50,868.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $(46) | $1,200 |
City averages based on Robert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $988 |
| Total Monthly Debt Service | $978 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
3,049 sqft lot
$N/A/sqft
$2,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70455, Robert, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 678 (76.5%) |
| Renter Occupied HU | 115 (13.0%) |
| Vacant Housing Units | 93 (10.5%) |
| Median Home Value | $256,410 |
| Average Home Value | $268,883 |
Housing Distribution
Address Breakdown
Residential
857
Single Family
857
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
3,049 sqft lot
$N/A/sqft
$2,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70455, Robert, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 678 (76.5%) |
| Renter Occupied HU | 115 (13.0%) |
| Vacant Housing Units | 93 (10.5%) |
| Median Home Value | $256,410 |
| Average Home Value | $268,883 |
Housing Distribution
Address Breakdown
Residential
857
Single Family
857
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alexander Champagne • RE/MAX Select
Mls Name: GSREIN
Mls Provider:
Mls ID: #2458047
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