46091 Highway 445 LOT 4RobertLA70455
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Robert rental at 46091 Highway 445 LOT 4, Robert, LA, 70455 sits in the solid-income band: 11.69% gross yield, $882/mo rent, $224/mo net after the $495/mo debt service, DSCR 1.78. Entry price of $110,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $30,391 and $1,013/yr in principal reduction bring total cumulative return to $44,641.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.0% |
| Monthly Cash Flow | $224 | $1,200 |
City averages based on Robert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $882 |
| Total Monthly Debt Service | $804 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
3,049 sqft lot
$N/A/sqft
$2,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70455, Robert, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 678 (76.5%) |
| Renter Occupied HU | 115 (13.0%) |
| Vacant Housing Units | 93 (10.5%) |
| Median Home Value | $256,410 |
| Average Home Value | $268,883 |
Housing Distribution
Address Breakdown
Residential
857
Single Family
857
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
3,049 sqft lot
$N/A/sqft
$2,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70455, Robert, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 678 (76.5%) |
| Renter Occupied HU | 115 (13.0%) |
| Vacant Housing Units | 93 (10.5%) |
| Median Home Value | $256,410 |
| Average Home Value | $268,883 |
Housing Distribution
Address Breakdown
Residential
857
Single Family
857
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alexander Champagne • Thrive Real Estate LLC
Mls Name: GSREIN
Mls Provider:
Mls ID: #2498266
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.