4605 Geary St SE, Albany, OR, 97322 | $444/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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4605 Geary St SE, Albany, OR, 97322 | $444/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Albany at 4605 Geary St SE, Albany, OR, 97322 earns $444/mo cash flow from $2,676/mo rent with a $1,810/mo payment. Total monthly income totals $2,676/mo, and annual cash flow totals $5,324/yr on $122,622 capital. ROI tracks 24.25% on current figures, and rental yield reads 8.68% at a $369,900 purchase. Equity gained on principal adds $2,387/yr, and 5% annual appreciation supports $102,197 over five years. Five-year ROI reaches 125.94% and total cumulative return in cash sums $154,426. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,676/mo property income instead of your personal income.

Single Family

Built in 1985

6,534 sqft lot

$N/A/sqft

No HOA

More details about the property

Nestled on a spacious corner lot, this inviting 3-bedroom, 2-bathroom home offers the perfect blend of comfort and convenience. The fully fenced yard provides privacy and security, while mature trees offer ample shadeideal for relaxing or entertaining outdoors. Inside, enjoy a well-designed layout with natural light throughout. Additional RV/Boat parking and a 4+ car area! Dont miss this great opportunity to own a home with both indoor charm and outdoor appeal! Seller concession of $10k.