4605 8th St NESaint CloudMN56304








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Cloud at 4605 8th St NE, Saint Cloud, MN, 56304 listed at $405,000 pairs $2,783/mo rent with a $1,982/mo payment to leave $254/mo cash flow. Total monthly income runs $2,783/mo, and annual cash flow reaches $3,051/yr on $134,258 cash to close. Return on cash invested measures 22.18% in year one, and rental yield registers 8.25% at a $405,000 basis. Equity gained on principal adds $2,613/yr, and annual property appreciation at 5% supports $111,894 by year five. Five-year ROI tracks 115.12% and total cumulative return in cash totals $154,562. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,783/mo property income relative to a $1,982/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2025
9,975 sqft lot
$N/A/sqft
No HOA
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Listed by: Allyson Novak • Princeton Realty
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #7004246








