460 Morgan Mill RdBrooksGA30205
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow460 Morgan Mill Rd, Brooks, GA, 30205 in Brooks is a top-tier cash-flow asset. At $435,000 it produces $3,697/mo in rent and $1,050/mo in net monthly income, a 10.2% gross rental yield. The DSCR of 1.89 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,597. Five-year appreciation adds $120,182, driving a total cumulative return of $232,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $1,050 | $300 |
City averages based on Brooks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,697 |
| Total Monthly Debt Service | $2,474 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
7.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30205, Brooks, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,350 (100%) |
| Owner Occupied HU | 1,171 (86.7%) |
| Renter Occupied HU | 121 ( 9.0%) |
| Vacant Housing Units | 58 ( 4.3%) |
| Median Home Value | $481,140 |
| Average Home Value | $509,953 |
Housing Distribution
Address Breakdown
Residential
1,376
Single Family
1,376
Multi-Family
0
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
7.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30205, Brooks, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,350 (100%) |
| Owner Occupied HU | 1,171 (86.7%) |
| Renter Occupied HU | 121 ( 9.0%) |
| Vacant Housing Units | 58 ( 4.3%) |
| Median Home Value | $481,140 |
| Average Home Value | $509,953 |
Housing Distribution
Address Breakdown
Residential
1,376
Single Family
1,376
Multi-Family
0
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices