460 Miller RdHuntingdonTN38344
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 460 Miller Rd, Huntingdon, TN, 38344 in Huntingdon fits: $700,000, 2.57% gross yield, and a projected 5% annual appreciation rate adding $193,397 in value within five years. Rental yield 2.57%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.48) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,447/yr in principal paydown and $193,397 in appreciation project a total return of $91,538.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.2% |
| Monthly Cash Flow | $(2,693) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,498 |
| Total Monthly Debt Service | $3,912 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38344, Huntingdon, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,254 (100%) |
| Owner Occupied HU | 2,872 (67.5%) |
| Renter Occupied HU | 950 (22.3%) |
| Vacant Housing Units | 432 (10.2%) |
| Median Home Value | $165,152 |
| Average Home Value | $242,688 |
Housing Distribution
Address Breakdown
Residential
3,996
Single Family
3,940
Multi-Family
56
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38344, Huntingdon, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,254 (100%) |
| Owner Occupied HU | 2,872 (67.5%) |
| Renter Occupied HU | 950 (22.3%) |
| Vacant Housing Units | 432 (10.2%) |
| Median Home Value | $165,152 |
| Average Home Value | $242,688 |
Housing Distribution
Address Breakdown
Residential
3,996
Single Family
3,940
Multi-Family
56
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Koz Kozlowski • Cornerstone Realty and Property Management
Mls Name: CWTAR
Mls Provider:
Mls ID: #242483
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