460 Banyon Tree Cir APT 100MaitlandFL32751
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 460 Banyon Tree Cir APT 100, Maitland, FL, 32751 in Maitland speaks for itself: 16.8% gross on a $128,000 price, generating $1,792/mo in rent and $769/mo in net income after the $576/mo debt service. DSCR 3.11, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,230 stacks alongside $35,364 in projected five-year appreciation and $1,179/yr in principal reduction. Projected total cumulative return: $99,092.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.8% | 6.0% |
| Monthly Cash Flow | $769 | $250 |
City averages based on Maitland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,792 |
| Total Monthly Debt Service | $971 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
303 sqft lot
$N/A/sqft
$173 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
303 sqft lot
$N/A/sqft
$173 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices