46 Sea Marsh RoadCentervilleMA02632
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 46 Sea Marsh Road, Centerville, MA, 02632 in Centerville is a conservative rental investment at $1,175,000. Rental yield 6%. A 1.11 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $324,631; $10,822/yr in principal paydown supplements. Total projected return: $345,171.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 5.0% |
| Monthly Cash Flow | $(1,571) | $450 |
City averages based on Centerville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,876 |
| Total Monthly Debt Service | $6,980 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
1.08 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02632, Centerville, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,433 (100%) |
| Owner Occupied HU | 4,071 (63.3%) |
| Renter Occupied HU | 729 (11.3%) |
| Vacant Housing Units | 1,633 (25.4%) |
| Median Home Value | $649,895 |
| Average Home Value | $708,276 |
Housing Distribution
Address Breakdown
Residential
5,513
Single Family
5,512
Multi-Family
1
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
1.08 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02632, Centerville, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,433 (100%) |
| Owner Occupied HU | 4,071 (63.3%) |
| Renter Occupied HU | 729 (11.3%) |
| Vacant Housing Units | 1,633 (25.4%) |
| Median Home Value | $649,895 |
| Average Home Value | $708,276 |
Housing Distribution
Address Breakdown
Residential
5,513
Single Family
5,512
Multi-Family
1
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices