46 Ramsey AveMonticelloKY42633








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Monticello at 46 Ramsey Ave, Monticello, KY, 42633 listed at $225,000 pairs $1,512/mo rent with a $1,101/mo payment to leave $143/mo cash flow. Total monthly income runs $1,512/mo, and annual cash flow reaches $1,714/yr on $74,588 cash to close. Return on cash invested measures 22.21% in year one, and rental yield registers 8.06% at a $225,000 basis. Equity gained on principal adds $1,452/yr, and annual property appreciation at 5% supports $62,163 by year five. Five-year ROI tracks 115.03% and total cumulative return in cash totals $85,797. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,512/mo property income relative to a $1,101/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Manufactured
Built in 2015
0.49 Acres lot
$N/A/sqft
No HOA
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Listed by: Trudy Brooks • Re/Max Elite Lexington
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25010773
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