46 Oak Grove AveWoodacreCA94973
INVESTMENT ANALYSIS
Investment Verdict
Solid Income46 Oak Grove Ave, Woodacre, CA, 94973 in Woodacre is a solid income-producing rental, 8.43% gross yield, $11,586/mo rent, $1,193/mo net cash flow on a $1,650,000 buy. DSCR 1.56 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $455,865 and $15,197/yr in principal reduction project a total cumulative return of $703,277.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.5% |
| Monthly Cash Flow | $1,193 | $200 |
City averages based on Woodacre market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $11,586 |
| Total Monthly Debt Service | $9,736 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94973, Woodacre, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 704 (100%) |
| Owner Occupied HU | 494 (70.2%) |
| Renter Occupied HU | 165 (23.4%) |
| Vacant Housing Units | 45 ( 6.4%) |
| Median Home Value | $1,253,555 |
| Average Home Value | $1,321,189 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94973, Woodacre, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 704 (100%) |
| Owner Occupied HU | 494 (70.2%) |
| Renter Occupied HU | 165 (23.4%) |
| Vacant Housing Units | 45 ( 6.4%) |
| Median Home Value | $1,253,555 |
| Average Home Value | $1,321,189 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices