46 MONTELLANO Road, Saint Augustine, FL, 32084 | $548/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Augustine at 46 MONTELLANO Road, Saint Augustine, FL, 32084 with 5% annual appreciation on a $278,990 basis while $2,400/mo rent supports operations. Total monthly income totals $2,400/mo and a $1,366/mo payment preserves $548/mo for cash returns. Annual cash flow comes to $6,577/yr on $92,485 deployed, and return on cash invested reaches 27.02% in year one. Equity gained on principal adds $1,800/yr, and five-year appreciation sums $77,080 alongside rental yield of 10.32%. Five-year ROI measures 141.61% and total cumulative return in cash totals $130,972.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,400/mo property income versus a $1,366/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Townhouse

Built in 2026

N/A lot

$N/A/sqft

No HOA