46 Indian Summer LnMill SpringNC28756
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder46 Indian Summer Ln, Mill Spring, NC, 28756 in Mill Spring is a stable, well-positioned rental at $550,000. Rental yield 7.1%. DSCR 1.32 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $151,955 in value and $5,066/yr in principal paydown builds equity, a total projected return of $195,246.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $(212) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,256 |
| Total Monthly Debt Service | $3,249 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
2.07 Acres lot
$N/A/sqft
$1,388 annually HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
2.07 Acres lot
$N/A/sqft
$1,388 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Battista • Allen Tate/Beverly-Hanks Hendersonville
Mls Name: Canopy MLS as distributed by MLS GRID
Mls Provider:
Mls ID: #4218188
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