459 Lexington StMaysvilleKY41056
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 459 Lexington St, Maysville, KY, 41056 in Maysville at $297,500 earns $1,820/mo in rent and nets $10/mo after the $1,338/mo payment, a 7.34% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,194 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $2,740/yr in principal paydown, total projected return reaches $113,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 7.0% |
| Monthly Cash Flow | $10 | $350 |
City averages based on Maysville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,820 |
| Total Monthly Debt Service | $1,692 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41056, Maysville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,785 (100%) |
| Owner Occupied HU | 3,789 (55.8%) |
| Renter Occupied HU | 2,110 (31.1%) |
| Vacant Housing Units | 886 (13.1%) |
| Median Home Value | $188,400 |
| Average Home Value | $209,817 |
Housing Distribution
Address Breakdown
Residential
6,326
Single Family
6,090
Multi-Family
236
Businesses
687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41056, Maysville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,785 (100%) |
| Owner Occupied HU | 3,789 (55.8%) |
| Renter Occupied HU | 2,110 (31.1%) |
| Vacant Housing Units | 886 (13.1%) |
| Median Home Value | $188,400 |
| Average Home Value | $209,817 |
Housing Distribution
Address Breakdown
Residential
6,326
Single Family
6,090
Multi-Family
236
Businesses
687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices