459 Forrest DrHeber SpringsAR72543



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 459 Forrest Dr, Heber Springs, AR, 72543 in Heber Springs fits: $345,000, 5.22% gross yield, and a projected 5% annual appreciation rate adding $95,317 in value within five years. Rental yield 5.22%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.97) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,177/yr in principal paydown and $95,317 in appreciation project a total return of $84,717.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 8.0% |
| Monthly Cash Flow | $(723) | $300 |
City averages based on Heber Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,501 |
| Total Monthly Debt Service | $2,087 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1976
N/A lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72543, Heber Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,371 (100%) |
| Owner Occupied HU | 3,959 (53.7%) |
| Renter Occupied HU | 1,695 (23.0%) |
| Vacant Housing Units | 1,717 (23.3%) |
| Median Home Value | $206,592 |
| Average Home Value | $259,269 |
Housing Distribution
Address Breakdown
Residential
6,396
Single Family
6,244
Multi-Family
152
Businesses
654



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Townhouse
Built in 1976
N/A lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72543, Heber Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,371 (100%) |
| Owner Occupied HU | 3,959 (53.7%) |
| Renter Occupied HU | 1,695 (23.0%) |
| Vacant Housing Units | 1,717 (23.3%) |
| Median Home Value | $206,592 |
| Average Home Value | $259,269 |
Housing Distribution
Address Breakdown
Residential
6,396
Single Family
6,244
Multi-Family
152
Businesses
654
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Cheryl Shook • RE/MAX Advantage Heber Springs
Mls Name: CARMLS
Mls Provider:
Mls ID: #25016131
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.








