459 Cardinal PlUmatillaOR97882








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Umatilla at 459 Cardinal Pl, Umatilla, OR, 97882 with 5% annual appreciation on a $365,000 basis while $2,575/mo rent supports operations. Total monthly income totals $2,575/mo and a $1,786/mo payment preserves $372/mo for cash returns. Annual cash flow comes to $4,467/yr on $120,998 deployed, and return on cash invested reaches 23.6% in year one. Equity gained on principal adds $2,355/yr, and five-year appreciation sums $100,843 alongside rental yield of 8.47%. Five-year ROI measures 122.46% and total cumulative return in cash totals $148,171.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,575/mo property income versus a $1,786/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2022
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97882, Umatilla, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,421 (100%) |
| Owner Occupied HU | 1,472 (60.8%) |
| Renter Occupied HU | 850 (35.1%) |
| Vacant Housing Units | 99 ( 4.1%) |
| Median Home Value | $250,439 |
| Average Home Value | $309,156 |
Housing Distribution
Address Breakdown
Residential
2,400
Single Family
2,399
Multi-Family
1
Businesses
159
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