4583 W Clear Branch RdAtokaOK74525
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 4583 W Clear Branch Rd, Atoka, OK, 74525 in Atoka, $220,000, 8.52% gross yield, $157/mo net income. Consider it a market-entry position, the $1,562/mo rent covers the $989/mo payment with a margin, and 5%/yr appreciation is projected to add $60,782 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.58) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $93,734.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $157 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,562 |
| Total Monthly Debt Service | $1,317 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74525, Atoka, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,302 (100%) |
| Owner Occupied HU | 2,482 (57.7%) |
| Renter Occupied HU | 1,102 (25.6%) |
| Vacant Housing Units | 718 (16.7%) |
| Median Home Value | $182,937 |
| Average Home Value | $271,066 |
Housing Distribution
Address Breakdown
Residential
3,713
Single Family
3,676
Multi-Family
37
Businesses
451
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74525, Atoka, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,302 (100%) |
| Owner Occupied HU | 2,482 (57.7%) |
| Renter Occupied HU | 1,102 (25.6%) |
| Vacant Housing Units | 718 (16.7%) |
| Median Home Value | $182,937 |
| Average Home Value | $271,066 |
Housing Distribution
Address Breakdown
Residential
3,713
Single Family
3,676
Multi-Family
37
Businesses
451
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices