4582 School Section RdCincinnatiOH45211
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4582 School Section Rd, Cincinnati, OH, 45211 in Cincinnati is a top-tier cash-flow asset. At $245,000 it produces $2,219/mo in rent and $521/mo in net monthly income, a 10.44% gross rental yield. The DSCR of 2.01 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,250. Five-year appreciation adds $67,689, driving a total cumulative return of $132,400.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.8% |
| Monthly Cash Flow | $521 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,219 |
| Total Monthly Debt Service | $1,514 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
10,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45211, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,028 (100%) |
| Owner Occupied HU | 8,190 (45.4%) |
| Renter Occupied HU | 8,262 (45.8%) |
| Vacant Housing Units | 1,576 ( 8.7%) |
| Median Home Value | $182,887 |
| Average Home Value | $234,878 |
Housing Distribution
Address Breakdown
Residential
16,769
Single Family
11,096
Multi-Family
5,673
Businesses
910
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
10,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45211, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,028 (100%) |
| Owner Occupied HU | 8,190 (45.4%) |
| Renter Occupied HU | 8,262 (45.8%) |
| Vacant Housing Units | 1,576 ( 8.7%) |
| Median Home Value | $182,887 |
| Average Home Value | $234,878 |
Housing Distribution
Address Breakdown
Residential
16,769
Single Family
11,096
Multi-Family
5,673
Businesses
910
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lakisha Scruggs • Huff Realty
Mls Name: DABR MLS
Mls Provider:
Mls ID: #934669
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright Dayton Area Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.