4580 W Greenchain Loop #1Coeur D AleneID83814
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 4580 W Greenchain Loop #1, Coeur D Alene, ID, 83814 in Coeur D Alene at $522,500, 4.19% gross yield, is a market-growth asset. Rental yield 4.19%. The $1,823/mo rent partially funds the $2,349/mo debt service; the core return is the 5%/yr price growth projected to add $144,357 over five years. Ziffy Mortgage's DSCR mortgage (0.78) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $121,067.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.1% |
| Monthly Cash Flow | $(1,183) | $1,850 |
City averages based on Coeur D Alene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,823 |
| Total Monthly Debt Service | $2,798 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2013
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83814, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,264 (100%) |
| Owner Occupied HU | 7,792 (51.0%) |
| Renter Occupied HU | 5,366 (35.2%) |
| Vacant Housing Units | 2,106 (13.8%) |
| Median Home Value | $728,088 |
| Average Home Value | $801,865 |
Housing Distribution
Address Breakdown
Residential
13,258
Single Family
11,372
Multi-Family
1,886
Businesses
1,684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2013
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83814, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,264 (100%) |
| Owner Occupied HU | 7,792 (51.0%) |
| Renter Occupied HU | 5,366 (35.2%) |
| Vacant Housing Units | 2,106 (13.8%) |
| Median Home Value | $728,088 |
| Average Home Value | $801,865 |
Housing Distribution
Address Breakdown
Residential
13,258
Single Family
11,372
Multi-Family
1,886
Businesses
1,684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Keller • Windermere/Coeur d'Alene Realty Inc
Mls Name: Coeur d'Alene MLS
Mls ID: #25-11274