4570 Vandemark RdLitchfieldOH44253
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4570 Vandemark Rd, Litchfield, OH, 44253 in Litchfield: $3,460/mo in rent, $249/mo in net income, 8.56% gross yield, 1.59 DSCR, all at $485,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $133,997 in appreciation and $4,467/yr in principal paydown projects total cumulative return of $200,817.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $249 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,460 |
| Total Monthly Debt Service | $3,018 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
2.11 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44253, Litchfield, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,368 (100%) |
| Owner Occupied HU | 1,240 (90.6%) |
| Renter Occupied HU | 90 ( 6.6%) |
| Vacant Housing Units | 38 ( 2.8%) |
| Median Home Value | $288,079 |
| Average Home Value | $309,502 |
Housing Distribution
Address Breakdown
Residential
1,375
Single Family
1,375
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
2.11 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44253, Litchfield, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,368 (100%) |
| Owner Occupied HU | 1,240 (90.6%) |
| Renter Occupied HU | 90 ( 6.6%) |
| Vacant Housing Units | 38 ( 2.8%) |
| Median Home Value | $288,079 |
| Average Home Value | $309,502 |
Housing Distribution
Address Breakdown
Residential
1,375
Single Family
1,375
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Judy M Johnston • Cutler Real Estate
Mls Name: MLS Now
Mls Provider:
Mls ID: #5122921
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