457 Edgewood CirJacksonAL36545
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 457 Edgewood Cir, Jackson, AL, 36545 in Jackson hard to pass up. The 11.35% gross yield on a $148,000 purchase results in $1,400/mo in rent and $565/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.10). Annual cash flow of $6,780, five-year appreciation of $40,890, and $1,363/yr in equity build-up combine for a projected total cumulative return of $92,075.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.5% |
| Monthly Cash Flow | $565 | $250 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,400 |
| Total Monthly Debt Service | $777 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
1,458 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36545, Jackson, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,263 (100%) |
| Owner Occupied HU | 2,707 (63.5%) |
| Renter Occupied HU | 903 (21.2%) |
| Vacant Housing Units | 653 (15.3%) |
| Median Home Value | $208,034 |
| Average Home Value | $240,368 |
Housing Distribution
Address Breakdown
Residential
3,773
Single Family
3,600
Multi-Family
173
Businesses
391
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
1,458 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36545, Jackson, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,263 (100%) |
| Owner Occupied HU | 2,707 (63.5%) |
| Renter Occupied HU | 903 (21.2%) |
| Vacant Housing Units | 653 (15.3%) |
| Median Home Value | $208,034 |
| Average Home Value | $240,368 |
Housing Distribution
Address Breakdown
Residential
3,773
Single Family
3,600
Multi-Family
173
Businesses
391
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices