4567 Monte Mar DrEl Dorado HillsCA95762
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 4567 Monte Mar Dr, El Dorado Hills, CA, 95762 in El Dorado Hills is a conservative rental investment at $720,000. Rental yield 6.01%. A 1.11 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $198,923; $6,631/yr in principal paydown supplements. Total projected return: $200,393.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(1,148) | $350 |
City averages based on El Dorado Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,606 |
| Total Monthly Debt Service | $4,468 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
6,970 sqft lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95762, El Dorado Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,705 (100%) |
| Owner Occupied HU | 16,315 (82.8%) |
| Renter Occupied HU | 2,628 (13.3%) |
| Vacant Housing Units | 762 ( 3.9%) |
| Median Home Value | $897,383 |
| Average Home Value | $1,030,046 |
Housing Distribution
Address Breakdown
Residential
18,350
Single Family
16,916
Multi-Family
1,434
Businesses
1,201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
6,970 sqft lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95762, El Dorado Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,705 (100%) |
| Owner Occupied HU | 16,315 (82.8%) |
| Renter Occupied HU | 2,628 (13.3%) |
| Vacant Housing Units | 762 ( 3.9%) |
| Median Home Value | $897,383 |
| Average Home Value | $1,030,046 |
Housing Distribution
Address Breakdown
Residential
18,350
Single Family
16,916
Multi-Family
1,434
Businesses
1,201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie Haley • RE/MAX Gold El Dorado Hills
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224066777
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.