456 Pea Ridge Lot 1 RdBall GroundGA30107
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Ball Ground rentals match the income profile of 456 Pea Ridge Lot 1 Rd, Ball Ground, GA, 30107. Listed at $392,500, gross rent is $3,318/mo and net cash flow is $929/mo, a 10.14% yield well above national averages. DSCR 1.88 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $108,441 by year five with $3,615/yr in annual principal reduction, projecting $208,471 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 8.5% |
| Monthly Cash Flow | $929 | $300 |
City averages based on Ball Ground market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,318 |
| Total Monthly Debt Service | $2,233 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30107, Ball Ground, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,333 (100%) |
| Owner Occupied HU | 6,341 (86.5%) |
| Renter Occupied HU | 718 ( 9.8%) |
| Vacant Housing Units | 274 ( 3.7%) |
| Median Home Value | $507,213 |
| Average Home Value | $548,373 |
Housing Distribution
Address Breakdown
Residential
7,049
Single Family
6,989
Multi-Family
60
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30107, Ball Ground, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,333 (100%) |
| Owner Occupied HU | 6,341 (86.5%) |
| Renter Occupied HU | 718 ( 9.8%) |
| Vacant Housing Units | 274 ( 3.7%) |
| Median Home Value | $507,213 |
| Average Home Value | $548,373 |
Housing Distribution
Address Breakdown
Residential
7,049
Single Family
6,989
Multi-Family
60
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices