456 Grassy Lake RdEarleAR72331
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 456 Grassy Lake Rd, Earle, AR, 72331 in Earle speaks for itself: 11.94% gross on a $145,000 price, generating $1,442/mo in rent and $571/mo in net income after the $652/mo debt service. DSCR 2.21, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,849 stacks alongside $40,061 in projected five-year appreciation and $1,335/yr in principal reduction. Projected total cumulative return: $91,630.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 8.0% |
| Monthly Cash Flow | $571 | $150 |
City averages based on Earle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,442 |
| Total Monthly Debt Service | $814 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72331, Earle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,222 (100%) |
| Owner Occupied HU | 507 (41.5%) |
| Renter Occupied HU | 427 (34.9%) |
| Vacant Housing Units | 288 (23.6%) |
| Median Home Value | $92,500 |
| Average Home Value | $128,683 |
Housing Distribution
Address Breakdown
Residential
1,054
Single Family
1,025
Multi-Family
29
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72331, Earle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,222 (100%) |
| Owner Occupied HU | 507 (41.5%) |
| Renter Occupied HU | 427 (34.9%) |
| Vacant Housing Units | 288 (23.6%) |
| Median Home Value | $92,500 |
| Average Home Value | $128,683 |
Housing Distribution
Address Breakdown
Residential
1,054
Single Family
1,025
Multi-Family
29
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices