45580 Williams RdIndian WellsCA92210
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 45580 Williams Rd, Indian Wells, CA, 92210 in Indian Wells the bet is firmly on appreciation. Rental yield 3.79%. The 3.79% gross yield on a $1,849,000 price is below income-first thresholds, but 5%/yr value growth projects $510,845 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.70) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $340,847.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.2% |
| Monthly Cash Flow | $(5,598) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,840 |
| Total Monthly Debt Service | $10,703 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92210, Indian Wells, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,348 (100%) |
| Owner Occupied HU | 2,192 (41.0%) |
| Renter Occupied HU | 547 (10.2%) |
| Vacant Housing Units | 2,609 (48.8%) |
| Median Home Value | $952,437 |
| Average Home Value | $1,123,372 |
Housing Distribution
Address Breakdown
Residential
4,347
Single Family
4,055
Multi-Family
292
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92210, Indian Wells, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,348 (100%) |
| Owner Occupied HU | 2,192 (41.0%) |
| Renter Occupied HU | 547 (10.2%) |
| Vacant Housing Units | 2,609 (48.8%) |
| Median Home Value | $952,437 |
| Average Home Value | $1,123,372 |
Housing Distribution
Address Breakdown
Residential
4,347
Single Family
4,055
Multi-Family
292
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: P S Properties • Bennion Deville Homes
Mls Name: CLAW
Mls Provider:
Mls ID: #25-479493
Disclaimer: 2025 The MLS - Combined L.A. Westside MLS (CLAW). All rights reserved. Based on information from The MLS - Combined L.A. Westside MLS (CLAW as of 2025-02-12 12:18:46 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.