455 S Garfield AvePOCATELLOID83204
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 455 S Garfield Ave, POCATELLO, ID, 83204 in POCATELLO earns a 7.87% gross yield at $277,000. Rent of $1,817/mo nets $223/mo after the $1,246/mo mortgage. The 1.46 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $76,530 and $2,551/yr in equity accumulation project a total cumulative return of $118,908.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.8% |
| Monthly Cash Flow | $223 | $420 |
City averages based on POCATELLO market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,817 |
| Total Monthly Debt Service | $1,483 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83204, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,167 (100%) |
| Owner Occupied HU | 5,217 (63.9%) |
| Renter Occupied HU | 2,471 (30.3%) |
| Vacant Housing Units | 479 ( 5.9%) |
| Median Home Value | $352,030 |
| Average Home Value | $376,337 |
Housing Distribution
Address Breakdown
Residential
7,666
Single Family
7,071
Multi-Family
595
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83204, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,167 (100%) |
| Owner Occupied HU | 5,217 (63.9%) |
| Renter Occupied HU | 2,471 (30.3%) |
| Vacant Housing Units | 479 ( 5.9%) |
| Median Home Value | $352,030 |
| Average Home Value | $376,337 |
Housing Distribution
Address Breakdown
Residential
7,666
Single Family
7,071
Multi-Family
595
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices