455 Hillary CIRCLE #DJohnson CreekWI53038
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 455 Hillary CIRCLE #D, Johnson Creek, WI, 53038 in Johnson Creek: $2,590/mo in rent, $275/mo in net income, 9.01% gross yield, 1.67 DSCR, all at $344,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $95,290 in appreciation and $3,177/yr in principal paydown projects total cumulative return of $149,304.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $275 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,590 |
| Total Monthly Debt Service | $2,177 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53038, Johnson Creek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,789 (100%) |
| Owner Occupied HU | 1,357 (75.9%) |
| Renter Occupied HU | 390 (21.8%) |
| Vacant Housing Units | 42 ( 2.3%) |
| Median Home Value | $333,608 |
| Average Home Value | $368,176 |
Housing Distribution
Address Breakdown
Residential
1,654
Single Family
1,560
Multi-Family
94
Businesses
173
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53038, Johnson Creek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,789 (100%) |
| Owner Occupied HU | 1,357 (75.9%) |
| Renter Occupied HU | 390 (21.8%) |
| Vacant Housing Units | 42 ( 2.3%) |
| Median Home Value | $333,608 |
| Average Home Value | $368,176 |
Housing Distribution
Address Breakdown
Residential
1,654
Single Family
1,560
Multi-Family
94
Businesses
173
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Krieghoff • Coldwell Banker Realty
Mls Name: WIREX MLS
Mls ID: #1935223