455 Grey Cliffs DrSaint HelensOR97051
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 455 Grey Cliffs Dr, Saint Helens, OR, 97051 in Saint Helens, $499,900, 7.63% gross yield, $161/mo net income. Consider it a market-entry position, the $3,179/mo rent covers the $2,370/mo payment with a margin, and 5%/yr appreciation is projected to add $138,113 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.34) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $190,231.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $161 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,179 |
| Total Monthly Debt Service | $2,941 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97051, Saint Helens, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,420 (100%) |
| Owner Occupied HU | 4,784 (64.5%) |
| Renter Occupied HU | 2,239 (30.2%) |
| Vacant Housing Units | 397 ( 5.4%) |
| Median Home Value | $413,790 |
| Average Home Value | $446,977 |
Housing Distribution
Address Breakdown
Residential
6,707
Single Family
6,553
Multi-Family
154
Businesses
533
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: RMLS (OR)
Mls ID: #109655249
