4545 Polk StOmahaNE68117
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4545 Polk St, Omaha, NE, 68117 in Omaha speaks for itself: 10.58% gross on a $250,000 price, generating $2,203/mo in rent and $515/mo in net income after the $1,124/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,180 stacks alongside $69,070 in projected five-year appreciation and $2,303/yr in principal reduction. Projected total cumulative return: $128,581.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $515 | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,203 |
| Total Monthly Debt Service | $1,589 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
10,875 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68117, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,215 (100%) |
| Owner Occupied HU | 2,215 (68.9%) |
| Renter Occupied HU | 876 (27.2%) |
| Vacant Housing Units | 124 ( 3.9%) |
| Median Home Value | $201,335 |
| Average Home Value | $231,678 |
Housing Distribution
Address Breakdown
Residential
3,233
Single Family
3,112
Multi-Family
121
Businesses
402
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
10,875 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68117, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,215 (100%) |
| Owner Occupied HU | 2,215 (68.9%) |
| Renter Occupied HU | 876 (27.2%) |
| Vacant Housing Units | 124 ( 3.9%) |
| Median Home Value | $201,335 |
| Average Home Value | $231,678 |
Housing Distribution
Address Breakdown
Residential
3,233
Single Family
3,112
Multi-Family
121
Businesses
402
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices