4542 lordSan AntonioTX78220
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 4542 lord, San Antonio, TX, 78220 in San Antonio worth modelling. At $129,999 with a 9.48% gross yield, the $1,027/mo rent leaves $26/mo after the $585/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.76 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $35,916 by year five; $1,197/yr in principal reduction adds further equity. Total projected return: $51,844.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $26 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,027 |
| Total Monthly Debt Service | $950 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
9,539 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78220, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,962 (100%) |
| Owner Occupied HU | 4,110 (51.6%) |
| Renter Occupied HU | 2,951 (37.1%) |
| Vacant Housing Units | 901 (11.3%) |
| Median Home Value | $125,641 |
| Average Home Value | $180,695 |
Housing Distribution
Address Breakdown
Residential
8,180
Single Family
7,041
Multi-Family
1,139
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
9,539 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78220, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,962 (100%) |
| Owner Occupied HU | 4,110 (51.6%) |
| Renter Occupied HU | 2,951 (37.1%) |
| Vacant Housing Units | 901 (11.3%) |
| Median Home Value | $125,641 |
| Average Home Value | $180,695 |
Housing Distribution
Address Breakdown
Residential
8,180
Single Family
7,041
Multi-Family
1,139
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ricardo Rodriguez • Mission Real Estate Group
Mls Name: SABOR
Mls Provider:
Mls ID: #1883146
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.