4540 Karla CirConleyGA30288
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 4540 Karla Cir, Conley, GA, 30288 in Conley delivers $1,384/mo in gross rent and $334/mo in net monthly income at a $172,500 entry. The 9.63% yield and 1.78 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $47,659 over five years and $1,589/yr in equity from loan paydown, total projected return is $86,837.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $334 | $300 |
City averages based on Conley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,384 |
| Total Monthly Debt Service | $981 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30288, Conley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,240 (100%) |
| Owner Occupied HU | 2,002 (61.8%) |
| Renter Occupied HU | 1,062 (32.8%) |
| Vacant Housing Units | 176 ( 5.4%) |
| Median Home Value | $268,933 |
| Average Home Value | $407,313 |
Housing Distribution
Address Breakdown
Residential
3,010
Single Family
3,010
Multi-Family
0
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30288, Conley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,240 (100%) |
| Owner Occupied HU | 2,002 (61.8%) |
| Renter Occupied HU | 1,062 (32.8%) |
| Vacant Housing Units | 176 ( 5.4%) |
| Median Home Value | $268,933 |
| Average Home Value | $407,313 |
Housing Distribution
Address Breakdown
Residential
3,010
Single Family
3,010
Multi-Family
0
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices