454 W Duarte RdArcadiaCA91007
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 454 W Duarte Rd, Arcadia, CA, 91007 in Arcadia worth study. Rental yield 3.62%. The 3.62% gross yield is below cash-flow benchmarks at $1,298,800, but 5% annual appreciation, adding $358,834 over five years, frames this as a capital growth position. Rent of $3,920/mo partially offsets the $5,840/mo payment. Ziffy Mortgage finances appreciation-play properties (0.67 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $227,712.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 4.5% |
| Monthly Cash Flow | $(4,114) | $200 |
City averages based on Arcadia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,920 |
| Total Monthly Debt Service | $7,518 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
1.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91007, Arcadia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,059 (100%) |
| Owner Occupied HU | 6,030 (50.0%) |
| Renter Occupied HU | 5,343 (44.3%) |
| Vacant Housing Units | 686 ( 5.7%) |
| Median Home Value | $1,411,490 |
| Average Home Value | $1,460,911 |
Housing Distribution
Address Breakdown
Residential
12,072
Single Family
7,453
Multi-Family
4,619
Businesses
1,034
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
1.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91007, Arcadia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,059 (100%) |
| Owner Occupied HU | 6,030 (50.0%) |
| Renter Occupied HU | 5,343 (44.3%) |
| Vacant Housing Units | 686 ( 5.7%) |
| Median Home Value | $1,411,490 |
| Average Home Value | $1,460,911 |
Housing Distribution
Address Breakdown
Residential
12,072
Single Family
7,453
Multi-Family
4,619
Businesses
1,034
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JIANYING KONG • Wetrust Realty
Mls Name: CRMLS
Mls ID: #WS25220263